Rental Appraisal Calculator

Calculate your rental property's financial performance

Net Profit (Annual)

-$4.5k

Loss

Payback Period

N/A

Long-term

Return on Investment

-2.25%

Low Return

Income (Annual)

Rent Estimate

Expected yearly rental income

Investment

Setup Fees

Initial setup and furnishing costs

Cash Invested

Usually 10-20% of property value (deposit + costs)

Loan Amount

Mortgage principal

Expenses (Annual)

Depreciation Rate

= $2.5k/year

Interest Rate

= $42.0k/year

Land Tax

Council Rates

Quarterly rates × 4

Owner Corporate Fees

Strata/body corporate fees × 4

Cleaning Fees

Utilities

Insurance

Property Management

= $18.0k/year (of rent)

Financial Breakdown

Item	Annual Amount
Rental Income	+$90.0k
Expenses
Interest (6% on $700.0k)	-$42.0k
Property Management (20% of rent)	-$18.0k
Cleaning	-$15.0k
Land Tax	-$2.0k
Council Rates	-$6.0k
Insurance	-$3.0k
Utilities	-$6.0k
Owner Corporate Fees	-$0
Total Expenses before Depreciation	-$92.0k
Depreciation (25% of setup)	-$2.5k
Total Expenses	-$94.5k
Net Cash Profit	-$2.0k
Net Profit	-$4.5k

How are the key metrics calculated?

Net Profit

Rent - Total Expenses

Payback Period

Setup Fees ÷ (Income - Expenses before Depreciation)

ROI

Net Profit ÷ Cash Invested

Ready to analyze your investment property?

Get Full Property Analysis

Loading calculator...